Spring Forward

I am so excited that spring is just around the corner! I have the winter blues and could use a little sunshine to brighten my day! With the state of the economy and our finances things have been a little tense around the house. Rick stressed himself out for weeks filling out paperwork, meeting with bankers, and getting our house appraised in the hopes to refinance. It was quite disappointing to go through all of that only to find that we owe more money on our home than it is currently worth and because we own land we do not qualify for refinancing. Not to mention that our house is only 5 years old and seems to be falling apart around us. We recently had to replace the french doors in our living room and kitchen, our storm door needs replaced, and our water heater just went out. Then yesterday we woke up and looked out to see shingles from our roof in our front yard! We really had to laugh and ask ourselves what else could go wrong but seriously the wind was so strong the roof was blowing off! Crazy! So we are looking forward and just taking it day by day. Rick would like to sell the house, pay off student loans and start life over completely debt free. I understand his frustration with the house and the economy but we have built this home together and spent the first five years of Gabi's life here making memories. It is not that we can not afford our house payments but I think Rick has taken on too much trying to turn our home into a profitable farm and he is frustrated. He obsesses with building up a savings and investing every spare penny. It was a big step for him to buy a home after we were married because he's paid cash for everything including his vehicles and the thought of paying interest on anything stresses him out! Honestly, the things he finds fault with his family are the exact qualities he has! So, only time will tell. We'll see where it takes us.